Storm Damage: What to Do to Maximize Your Insurance Claims

A home’s roof protects against strong rainstorms, heavy snowfall, and hailstones. Manufacturers continue to produce safety-enhancing roofing materials to protect properties from weatherborne hazards. However, even the best roofs suffer from severe storm damage during strong weather conditions. It helps to know that you’ll spend less on repair expenses because of your roofing insurance.

To maximize your storm damage insurance claims, we highly recommend having trusted roofing contractors help you with inspections and navigating the various technicalities of roofing inspections for insurance claims. Here are a few steps to get your claim started.

A local roofer in the area will have specialized knowledge of your neighborhood’s specific needs. They understand the local weather’s effects on roofs, identify any signs of leaks, and give you an honest assessment of the roof’s condition and the cost to repair it.

Plus, they will be familiar with the types of materials needed to repair your roof and know the best suppliers to use.

Roof repair for storm damage immediately addresses roof leaks and floods to reduce water damage to your property, fix possible electrical system damage, and extend the property’s lifespan. Experienced roofers will look for loose, missing, or damaged roofing materials, water stains inside the property, or any shifting in the roof’s shape.

After they’ve done their tasks, roofers will take note of all the repairs and give you a clear signal if they’re to contact your insurer.

Some insurers allow your roofer to contact them directly to give their accurate assessments. However, in some cases, insurance adjusters may bring roofers along to ensure your initial roofers did not miss or embellish your roof’s condition. The claim and repair process might extend for a day or two in case insurance adjusters conduct a re-inspection with their own roofer.

After re-inspection, both roofers will compare notes, allowing you and your adjuster to see the roof’s clear condition and areas to fix. Once the adjuster finalizes the estimates, you can use your local roofer to fix your roof and receive the insurance funding that will help restore your roof.

At this point, your roofers will begin their roof restoration or replacement at the appointed restoration schedule that your insurance adjuster assigned to them.

Larry Walty Roofing ensures a fully restored roof with our residential and commercial roof repair services in Andover, KS. Call us at 662-488-5149 or use our  contact form  to get in touch with us!

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